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Calamidad doméstica
Inicio Créditos Credito Calamidad Doméstica
Calamidad doméstica

 

Protege tu familia y tu vivienda. El crédito de Calamidad Doméstica es otorgado en el caso de presentarse accidentes, lesiones o enfermedades que generen hospitalización o asistencia médica permanente, daños estructurales del lugar habitacional del asociado y su grupo familiar. Dichos daños estructurales se entienden por casos de inundaciones, incendios, u otros eventos calificados como catastrofe que a juicio del  Fondo de empleados Fondex, constituyan una calamidad.



  • La cantidad mínima de cuotas será de un (1) mes.

  • La cantidad máxima de cuotas será de treinta y seis (36) meses.

  • Tasa de Interés: 0.95% (Efectivo Anual) nominal mes vencido sobre el saldo.

  • El asociado Fondex deberá tener un codeudor perteneciente al Fondo de Empleados.

  • El asociado Fondex debe tener como mínimo 30 días de antigüedad en el fondo de empleados desde el primer descuento de nómina.

  • El asociado Fondex deberá tener un codeudor perteneciente al Fondo de empleados.





  • En el momento de solicitar el crédito, los documentos deben ser diligenciados y entregados en las oficinas Fondex de su regional.

  • Si desea conocer cuál será la cuota mensual aproximada a pagar por un crédito de esta línea, consulte nuestro Simulador de Crédito.




  • Fotocopia de la Cedula del asociado y su codeudor.

  • Último desprendible de Pago del asociado y su codeudor.

  • Pagaré (Notariado) con firma y huella del asociado y su codeudor (Este documento será entregado en las oficinas de Fondex).

  • Carta de instrucciones firmada por el asociado y el codeudor (Este documento será entregado en las oficinas de Fondex).

  • Certificado de la entidad competente (médica o municipal) que describa la calamidad.

PERSONA Documentación requerida
Deudor
(asociado)
Solicitud de Crédito totalmente diligenciada en tinta negra de lapicero sin enmendaduras, tachones o borrones
Anexar ultimo desprendible de pago y copia de la cedula
Firmar pagare y carta de instrucciones
Los descuentos deben ser inferiores al 50% de sus ingresos
Codeudor Pertenecer al Fondo de Empleados
Anexar ultimo desprendible de pago y copia de la cedula
Solicitud de Crédito totalmente diligenciada en tinta negra de lapicero sin enmendaduras, tachones o borrones ( el mismo del deudor)
Firmar pagare y carta de instrucciones ( el mismo del deudor)
No haberle servido como codeudor a mas de dos personas
 
 
 
NAVEGACIÓN CONTÁCTO RECOMENDACIONES
Inicio Alianzas Fondex
Nuestra Empresa Auxilios
Hágase Socio Créditos
Fondex en línea Ahorros
Comunicación Interna Programas Especiales
Fondex- Fondo de Empleados Extras & Eficacia
Todos los derechos reservados 2015

Direccion: Calle 23 norte No. 4n-54, Edificio El Coral, Barrio Versalles
Cali –Valle // Teléfono: (032) 4899760 - (032) 4854242 Ext. 1606
servicioalcliente@fondex.com.co
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